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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
B) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
C) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
D) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.

2. A real estate interest that passes at death by operation of law to the surviving title holder is known as

A) tenancy in common.
B) real estate contract interest.
C) fee simple estate.
D) joint tenancy.

3. An ALTA survey of the land could disclose all of the following EXCEPT

A) a pond located on the land.
B) a violation of the setback line.
C) the improvements on the land.
D) a property line lawsuit.

4. Title insurance NOT covering the insured for unpaid property taxes, which are NOT known at the time of closing, would be considered a

A) federal lien.
B) standard exception.
C) judgment.
D) covenant.

5. Which of the following is NOT the responsibility of the Notary Public when taking an acknowledgment on a Deed, Mortgage or Deed of Trust?

A) obtain proper identification from all signers
B) affix his or her official stamp
C) sign his or her name on the witness line
D) list the expiration date of his or her commission

Solutions: